Fair shared money, without the guesswork
Homora is household budgeting for couples and housemates. It makes the agreement about shared costs explicit and the settlement exact, and it leaves your money where it is.
Sharing a home should not mean keeping score
Couples and housemates share rent, groceries and a hundred small costs. Most of them keep it fair with a spreadsheet, a group chat and a good memory, which works until someone is not sure who paid for what, or what was agreed.
Homora makes the agreement explicit: how each cost is split, and that everyone affected accepted it. Then it makes the settlement exact: who owes whom, for which month, to the cent.
Along the way it keeps personal money personal. Each person decides what the household can see, including their income.
Three promises, kept in the product
Money in a shared home is part numbers and part trust. Homora is built so the numbers are exact and the trust is never assumed.
Fair by agreement
Shared costs are split the way you both agreed, and a change to the split needs the other person’s acceptance before it applies.
Private by default
Personal money stays personal. What a household sees comes from membership, never from a partner’s account, and income can stay private even inside a shared budget.
Records, never moves money
Homora works out who owes whom and gives you everything to settle it. Your bank stays your bank.
How we make decisions
A few rules we keep when we choose what to build and how to word it.
No bank connections
Homora does not log in to your bank. Everything in it is entered by you, so you always know where a figure came from.
You make the payment
Homora works out who owes whom, with the amount and a reference. You pay from your own bank, then choose Record payment.
Personal stays personal
What a household sees comes from membership and from each person’s own choices, never from a partner’s account.
Every figure says what it is
A number is a forecast, incurred, paid or reconciled, and it says so. Colour never carries meaning on its own.
Built in South Africa, for a worldwide product
Homora starts with rand prices, local cost presets and your data in South Africa, and it is built for households anywhere.
Made by Torus Solutions in South Africa
Homora is built and run by Torus Solutions, a South African company. The web app is available today.
Android and iOS apps are coming.
Give your household a brighter start
Create your account in a minute. Free stays free, and you can change everything later.