Your home. Your finances. Your future.
Plan your month, record what you spend, and see where you and your household stand, without moving a cent.
- Private by default
- Shared by membership
- Rands, no fees
Three promises, kept in the product
Money in a shared home is part numbers and part trust. Homora is built so the numbers are exact and the trust is never assumed.
Fair by agreement
Shared costs are split the way you both agreed, and a change to the split needs the other person’s acceptance before it applies.
Private by default
Personal money stays personal. What a household sees comes from membership, never from a partner’s account, and income can stay private even inside a shared budget.
Records, never moves money
Homora works out who owes whom and gives you everything to settle it. Your bank stays your bank.
A calm month, in three steps
No spreadsheets and no chasing. The same short routine, every month.
Set up your household and commitments
Add the people, the bills and the way costs are split. Personal items stay personal; shared items follow the agreement you both accepted.
Record what you spend as the month goes
Quick add takes a few seconds. Every figure says what it is: forecast, incurred, paid or reconciled.
Close the month, settle up, start fresh
Review, agree, and Homora shows exactly who owes whom. Anything unpaid carries forward, and a new month begins clean.
Everything a shared home needs
Each part is built around the same idea: the figures are fair, and each person decides what others can see.
Splits and agreements
Equal, income-weighted, custom percentages, or a fixed amount plus the remainder. A change needs the other person’s yes.
Settle up
See who owes whom, with the amount and a reference ready. You pay from your own bank, then record it.
Goals and emergency fund
A free emergency fund for you and one for your household, plus savings goals you can pursue alone or together.
Month end and check-in
Review, acknowledge, and keep a reconciled record. A short monthly check-in keeps the habit easy.
Life events
A new baby, a car, a move, a change of income: guided steps and temporary splits when life changes the plan.
Shared living
Couples and housemates, up to four people, with clear choices for moving in and for leaving.
Quick capture and attachments
Add a cost in seconds, and keep the receipt or screenshot with the record when you have Premium.
Income privacy
Keep your income private, share a total, or share the detail. Homora warns you before a split gives it away.
Start free. Stay free, if you like.
Everything that keeps your month correct and fair is free. Premium adds flexibility and depth.
Free
R0free forever
Sharing, approvals, month close, settlement and an emergency fund for you and your household.
Premium
- Living alone
- R100a month
- Per person, in a household of two to four
- R75a month
Custom splits, unlimited goals, full history, reports and attachments.
Yearly gets you 2 months free.
Built to be trusted with a household’s numbers
Hosted in South Africa
Your data lives in Azure’s South Africa North region.
POPIA-minded
Designed around the way South African privacy law expects personal information to be handled.
No bank connections
Homora never connects to your bank. Payment details you choose to save are shown only to your household, so they can pay you.
No money movement
Homora records and calculates. It never sends or holds a cent.
Give your household a brighter start
Create your account in a minute. Free stays free, and you can change everything later.