Start free and stay free, with an emergency fund for you and your household. Upgrade when you want custom splits, more goals, full history and reports.
Switch to yearly for 2 months free.
For a household of one to four
R0free forever
Everything that keeps your month correct and fair, free for as long as you like.
For one person, living alone
R100a month
Charged as $5.99 in US dollars. Your bank may add a foreign-transaction fee.
More depth for you: custom splits, unlimited goals, full history and reports. If someone joins your household, your price moves to the Shared seat by itself.
For each person in a household of two to four
R75a month, per person
Charged as $4.49 in US dollars. Your bank may add a foreign-transaction fee.
The same Premium, cheaper per person when you share a household. Each of you subscribes, and one of you can also pay for the other.
Both Premium plans unlock exactly the same features. They differ only in the price, which follows the size of your household.
| Feature | Free | Premium |
|---|---|---|
| Personal budgetBills, price changes, variable bills and purchases. | Included | Included |
| Shared householdUp to four members, approvals and live updates. | Included | Included |
| Household splitHow shared costs are divided, per item and per goal. It works as soon as one of you has Premium, and the others can approve what is proposed. | LimitedEqual split only. You can still approve your partner’s or housemates’ Premium proposals. | All split types |
| Month close and settlementCarry-forward and arrears included. | Included | Included |
| RemindersNotifications and payment reminders. | LimitedDefault lead times | Custom lead time per bill |
| Emergency fundOne for you and one for your household. | Free forever, for you and your household | Free forever, for you and your household |
| More goals and savings boxesSave towards something, alone or together. Free gives each person one, personal or household. | Limited1 extra goal or savings box each, personal or household, your choice | Unlimited goals and savings boxes |
| HistoryHow far back you can look. | LimitedCurrent month and previous 2 months | Full history |
| Reports and exportMonth and year reports as CSV or PDF. | Not included | Included |
| AttachmentsKeep the receipt, invoice or proof of payment with the record. Everyone who can see the record can see its files. | Not included | Included |
| Later additionsCash calendar, planning, vehicles and bank import, as they arrive. | Not included | Included |
| PricePer person. The price follows your household. | R0 free forever | R100 a month, living aloneR75 a month, household of two to four, per person |
Plans belong to people, not households. Here is what that means when more than one of you lives in the same budget.
A Premium member can pay for another member’s Shared seat. The other person is asked first and can accept or decline.
Paying for someone gives you no access to their data. You do not see their income, personal commitments or personal goals. If the paying stops, the seat lapses with notice, and the other person can take it over themselves.
Only the Premium member uses household Premium features, such as custom splits. They propose and counter the terms.
The Free member is never locked out of the agreement. They can see what is proposed and approve or reject it, because every agreement needs both of you.
Nothing is ever deleted. Premium behaviour stops, and you are told before any of it happens.
Custom splits return to equal from the first day of the next month, unless another member still has Premium. Goals beyond the one you keep are locked, not removed, and you choose which one stays active. History beyond the Free window is locked again, and reminder times return to the defaults. Your emergency funds are never locked.
If a payment fails, Premium carries on for 7 days before any of this applies.
Yes. Every plan includes an emergency fund for you and one for your household, free forever, and it is never locked. Free also gives each person one extra goal or savings box, personal or household, as you choose.
No. Each person has their own plan. Household Premium features, like custom splits, work as soon as one of you has Premium, and the others can approve what is proposed. To propose or counter custom terms yourself, you need Premium too.
It follows automatically. When someone joins your household your price moves to the Shared seat, and when you live alone again it moves back to Single. You are told, and the difference is prorated.
Yes. A Premium member can pay for another member’s Shared seat. That person accepts first, and the person paying sees nothing private of theirs.
Prices are shown in rand so they are easy to compare, but payment is charged in US dollars. Your bank may add a foreign-transaction fee. The dollar amount is shown on each plan.
Your data is never deleted. Premium behaviour stops when the period you paid for runs out, and the lapse rules above apply, with notice beforehand.
No. Homora records and calculates. You pay from your own bank, and subscriptions are handled by our payment provider.
Create your account in a minute. Free stays free, and you can change everything later.